>>ARE YOU READY TO BUY A NEW HOME? NOT SURE?

As a SINGLE Homebuyer, take advantage of…

1. Mortgage Interest Deduction – As a homeowner you can deduct the interest charges you pay on your mortgage up to $1 M.

2. Capital Gains Break – This is the only asset you can sell at a profit without paying capital gains taxes. If you sell your primary residence, you don’t have to pay capital gains taxes on the first $250,000 in profits.

3. Automatic Savings – Every time you are making a mortgage payment, you are saving money. With each payment, you are reducing your loan payment and building equity. The longer you own your home the more you save, and the more equity you build the richer you get.

And…best of all…

4. You use other people’s money (i.e. lender or bank) to profit. The bank puts up the money (80, 90, 100 per cent…It’s a lot easier to get 100% financing these days), but they don’t share in the profits from a sale. When you sell, the only thing you owe back to the bank is the repayment of the amount you borrowed.

WHY IS BUYING VERSUS RENTING IS A GOOD INVESTMENT?

A Source of Equity
As a homeowner you build an ownership interest in your house that you may be able to borrow against or convert to cash when you sell…otherwise know as “equity.” As a renter, you have no opportunity to build equity.

Rent Increases
Rents usually increase year after year. However, the principal and interest portion of most fixed rate mortgage payments remains unchanged for the term of the loan…that could be up to 30 years.

Real Estate As An Investment
The value of a house will usually increase over a period of time. A house that sold 10 years ago is going to be valued at significantly more money today. This increase in value is like money in the bank to a homeowner.

The Tax Write-off
Homeowners are eligible for significant tax advantages that are not available to renters, including a residential exemption. Taxpayers who own and occupy their home can save on their tax bill by having a portion of their tax bill exempted from taxation. The value of the exemption is subtracted from the total full valuation. For fiscal year 2006, the residential exemption in Boston was 30% of the average value of all residential property in the City. Residential taxpayers who qualified saved $1,344.70 on their tax bill.

*So, how do you begin?
*What are the steps to homeownership?
*What do you, as a SINGLE BUYER, need to know?

Jennifer Haskell, Boston's Homebuyer Specialist for SINGLES, is a Successful Single Professional herself and a seasoned Boston Real Estate Expert and Real Estate investor. She has 10 plus years of experience in sales, marketing, client relationship management, IT, and Real Estate. Jennifer is a hardworking professional who has a thorough knowledge of the Boston Real Estate market, Real Estate practices and principles, and financing and has successfully closed millions of dollars in Real Estate transactions.  She will work in your best interest to get the best deal for you based on market value, neighborhood and investment opportunity. Jennifer will listen to your wants and help you determine your needs. She will be there to walk you through the entire home buying process—from making an offer to closing the deal. Jennifer Haskell will work for you… at NO FEE TO YOU!!!

Whether you envision yourself in a loft, luxury hi-rise, modest condo, or new construction and are looking for a great investment, Jennifer Haskell is your guide to homeownership!

Don’t miss out on the opportunity to secure your financial independence. Contact Jennifer today to see if you are ready to join the growing number of SINGLE Homeowners!!!

Jennifer Haskell

Paragon Properties & ABOSTONLOFT.COM
376 Boylston Street, Suite 301 Boston, MA 02116
617-247-9999, ext. 251
jennifer@paragonproperties.com

****WHETHER YOU FIND A HOME BY...Seeing an ad in the paper, driving by a "FOR SALE" sign, visiting an "OPEN HOUSE", or hearing about a "HOME FOR SALE", I CAN SELL ANY OF THEM TO YOU!!!****

>IF IT DOESN’T COST MORE, WHY SETTLE FOR LESS?

The purchase of a home or property is a stressful venture. Why not hire Jennifer Haskell as your Buyer’s Broker to help facilitate the process?

Using a Buyer’s Broker may help you save thousands of dollars off a home's purchase price and there is NO FEE TO YOU, the consumer.

The Seller’s Broker is obligated by contract with the seller and so by law to sell you a house at the highest price he or she can. When you call the Seller’s Broker (listing agent) to see a property without a Buyer’s Broker, you are working at a disadvantage.

Jennifer Haskell is a qualified Buyer's Broker, and she will work in your best interest to get the best deal for you based on market value, neighborhood and investment opportunity. She will listen to your wants and help you determine your needs. Jennifer will be there to guide you through the entire home buying process. She will work for you!

Jennifer Haskell has access to every property on the market and will email you properties currently on the market based on your criteria. This way, you can see photos and pertinent information about the properties and then decide what you'd like to see.

Get a jumpstart...Click Here for a FREE Boston Property Listing search and have CURRENT LISTINGS emailed to you based on your criteria!!!!

Mortgage Calculator:

Once you determine a price range that you are comfortable with, it is a good idea to re-evaluate with your agent the type of property that you would like to buy and the neighborhoods that you would consider.  Often after determining the price range there is a period where there may be some changes in your search criteria.  This is a crucial time because this is when you need your agent to listen to your needs, hear your ideas and be able to brainstorm with you to determine possible options and alternatives.  When you have an agent that is flexible with the neighborhoods that he/she covers and the types of properties that he/she shows, this evaluation and possible transition will be seamless.  This is important because you do not want to give up the hope of buying and you want the experience to still be worthwhile.  Jennifer Haskell’s familiarity with several neighborhoods and knowledge of vast types of properties will keep you in the market and will continue to help you fulfill your goal of home ownership if any changes need to occur.

Jennifer is originally from Maine and holds a Bachelor of Arts from the University of Southern Maine, a Graduate Certificate in Public Relations from Emerson College, and a Massachusetts Real Estate License. Her solid interpersonal and communication skills enable her to develop, manage, and work collaboratively with her client, lenders, attorneys, and entire Real Estate team to ensure a successful closing for you!